ANNUAL / MULTI-TRIP INSURANCE.

Annual / Multi-Trip Insurance is provided by cover4travel.com which is a trading style of UK & Ireland insurance Services (Online) Limited.

HOW MUCH DOES IT COST?

All premiums listed below are based on standard cover with no pre-existing medical conditions.

A couple is defined as any couple (including same sex) in a common law realtionship or who have co-habitated for at least 6 months.

A family is definied as 2 adults aged 18-54 , plus up to 4 of their dependent children, aged under 18 at time of purchasing this policy, who are in full time education.

TYPE EUROPE WORLDWIDE
Adult (under 55) £27·60 £34·80
Couple (under 55) £30·00 £40·80
Family (under 55) £33·60 £44·40

WHAT'S COVERED?get a quote

COVER DESCRIPTION SUM INSURED EXCESS
A1)Cancellation & Curtailment £3,000 £50
A2)Catastrophe No Cover Nil
B1)Emergency Medical Expenses £10,000,000 £100
Emergency Dental treatment £200 £100
Emergency Assistance Unlimited Nil
B2)Repatriation £2,000,000 £100
C)Hospital Benefit £25 for each 24hr period up to £2,000 Nil
D)Personal Possessions £2,000 £50
Single Article Limit £150
Valuables Limit £200
D1)Travel Documents £300 £50
D2)Baggage Delay £150 £50
D3)Personal Money £150 £50
Cash Limit £50
Cash(insured age under 18) £50
E)Personal Accident £25,000 Nil
Loss Of Limbs Or Sight £25,000
Permanent Total Disablement £25,000
Death(insured age 16 )£5,000
Death(insured under 16) £1,000
F)Missed Departure £1,000 £50
G)Delayed Departure £20 for each full 12hr delay up to £300 Nil
Holiday Abandonment £3,000 £50
H)Personal Liability £2,000,000 £250
I)Legal Expenses £15,000 Nil
WINTERSPORTS COVER (SUBJECT TO AN EXTRA PREMIUM OR ON PURCHASING AN ANNUAL POLICY)
K)Ski equipment £500 Nil
L)Ski Hire £20 for each 24hr period up to £500
M)Ski Pack £300
N)Piste Closure £20 for each complete 24hr period up to £200
O)Delay Due To Avalache £100 after full 12hr delay

WHERE GOES COVER APPLY?get a quote

You choose your area of travel from:

  • Europe
  • Australia & New Zealand
  • Worldwide

WHAT ARE THE GEOGRAPHICAL / TERRITORIAL LIMITS?

Europe

The Continent of Europe west of the Ural Mountains, Madeira, Canary Islands, Iceland the Azores, Mediterranean Islands and Non- European countries bordering the Mediterranenan (except Algeria, Lebanon, Libya and Israel).

Australia & New Zealand

If the insured travels on a non-direct flight  to Australia or New Zealand, the Insurer will automatically provide worldwide cover for up to 48 hours for any stopovers made during the booked flight to or from Australia or New Zealand. 

Worldwide

All Countries including the USA & Canadaget a quote

WHO CAN TAKE OUT THIS POLICY?

Individual / Couple annuals policy any UK resident(s) aged 54 or younger at time of purchase.

Family 2 adults aged 54 or younger at time of purchase, plus up to 4  of their dependent children, aged  under 18 at time of purchasing this policy, who are in full time education.

get a quote

If you are aged over 54 please contact cover4travel directly on 0844 826 2031* as they can provide policies up to 74

WHAT HAZARDOUS SPORTS & ACTIVITIES CAN I GET COVER FOR?

At cover 4 travel insurance we offer international medical insurance and cover for many adventure sports such as jet skiing, scuba diving and many more.

If that isn't enough cover for you, you can also add Business & Golf Cover.  

Please select the highest level sport/ activity you will be participating in while you are on holiday.

Please note: If you select a sport in Grade 3 and pay the additional premium to cover that sport then you are automatically covered for all Sports & Activities in that category and those in Grades 2 & 1.

  • Grade 1 – Standard premium.
  • Grade 2 – 50% load to the standard premium (For example standard premium of £34.85*1.5= £52.28).
  • Grade 3 – 100% load to the standard premium (For example standard premium of £34.85*2= £69.70).
  • Grade 4 – 200% load to the standard premium (For example standard premium of £34.85*3= £104.55)get a quote

NOT LOOKING FOR AN ANNUNAL MUTI TRIP INSURANCE
BUT ANOTHER TYPE OF TRAVEL INSURANCE?


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