UK & Ireland Insurance Services (Online) Limited in association with Optis Insurances Limited, has arranged an insurance package specially formulated for professional offices. With a range of benefits at competitive premiums to suit your budget and insurance requirements.
Office insurance is essential for protecting your business.
Our specialist office insurance product will provide your business with protection that only an office insurance policy can provide such as:
- ✔ Business Interruption
- ✔ Public & Employers Liability
- ✔ Buildings & Contents
- ✔ Goods in Transit
Some of the benefits of office insurance:
- ✔ Business disruption:
Protects your business, if your office premises gets destroyed or damaged, leading to the business carried out at the set premises being either interrupted or interfered with.
The insurance will cover against:
- Loss of Gross Profit
- Increased running costs
- Loss of rent receivable during the insured period
- ✔ Employers Liability:
Protects your business from liability claims made by employee’s, for injury, disease or death that happen during their employment.
- ✔ Public Liability:
Cover for injury or damage to third parties such as clients, visitors and guests at your office. The public liability would cover your company against claims should an accident occur to one of them.
- ✔ Buildings:
Covers your premises against damage the standard perils fire, lighting, explosion, aircraft, earthquake, flood, storm, theft, impact of a vehicle, riot, strike or civil commotion.
- ✔ Goods In Transit:
Cover for your goods against theft or damage whilst they are being transported.
|Buildings & Contents||Full Perils Excluding Accidental Damage and, subject to certain subject to certain exclusions.|
|Fire Brigade Attendance Fees||€10,000|
|Breakage of Glass||€5,000|
|Goods in Transit in own vehicle||€5,000|
|Loss Of Money||
€5,000 on the premises during business hours in a safe, or €500 out of safe, outside of hours
€250,000 crossed cheques and non negotiable monies
€500 in €500 out of safe outside of hours
|Specified Business Items All Risk||
Optional Cover, Max Single Article Limit €1500.
Anywhere in the Rep of Ireland & UK.
|Business Interruption||12 months indemnity period|
|Extensions to B.I.||
Denial of access.
Disease, infestation and defective sanitation.
Breakdown of Computer Cover €5,000
Increased in Cost of Working €50,000
Reinstatement of Data €10,000
|Maximum policy excess:||€250 (some lower excess amounts apply to some sections)|
This Retail product has been arranged by Optis Insurances Limited and comprises of two separates policies.
(1) Material Damage from Contessa Ltd on behalf of Great Lakes Reinsurances UK PLC.
(2) Combined Liability from Amlin Insurance Services
PERSONAL INSURANCE PRODUCTS FROM UK & IRELAND INSURANCE
Home Insurance |
High Net Worth Home Insurance |
Landlords Buy To Let Insurance
Mobile Phone Insurance | Student Possessions Insurance | Tenants Possessions |
Annual Multi Trip Travel Insurance | Single Trip Travel Insurance | Holiday Insurance
Backpacker Travel Insurance | Gap Year Travel Insurance | Studying Abroad Insurance
BUSINESS INSURANCE PRODUCTS FROM UK & IRELAND INSURANCE
Business Liability Insurance |
Business Premises Insurance |
Directors & Officers Insurance
Employers Liability Insurance | Home Worker Insurance | Professional Indemnity Insurance
Public Liability Insurance | Shop Insurance | Commercial Vehicle | Motor Fleet | Van Insurance
OTHER WEBSITES FROM UK & IRELAND INSURANCE
Cover4BuyToLet.co.uk- Insurance for Landlords and owners of buy to let properties.
Cover4MobilePhones.co.uk- Specialist Insurance for mobile phones.
Cover4Students.com- Specialist Insurance for students in the United Kingdom.
Cover4Students.ie- Specialist Insurance for students in the Republic of Ireland.
Cover4Travel.com- Online Travel Insurance from UK & Ireland Insurance.
Saxoninsurance.com-Online Insurance services for students, graduates, nurses & young professionals.
This document is a summary of the cover and benefits offered by the Optis Compact Retailer combined insurance policy. Some of the limits shown above are inner limits within a section of the policy, and exclusions and terms and conditions apply. This document does not form part of your insurance contract and is strictly for informational purposes only. For full details of cover, exclusions and terms and conditions please refer to your schedule and policy wording, Optis Insurances Limited t/a Optis Insurance is regulated by the Central Bank of Ireland.