Office Insurance—Ireland

UK & Ireland Insurance Services (Online) Limited in association with Optis Insurances Limited, has arranged an insurance package specially formulated for professional offices. With a range of benefits at competitive premiums to suit your budget and insurance requirements.

For a quote call us on: +44 (0)161 772 3394*
Or request a call back. (call back times are 9am–5pm / Monday–Friday)
Alternatively fill in our Office Insurance Form and we will contact you with a quote.

Office insurance is essential for protecting your business.

Our specialist office insurance product will provide your business with protection that only an office insurance policy can provide such as: 

  • ✔ Business Interruption
  • ✔ Public & Employers Liability
  • ✔ Buildings & Contents 
  • ✔ Goods in Transit

Here at UK & Ireland we have created policies that include standard and optional features, with different levels of cover to suit your individual office needs.
Get quote office insurance quote

Some of the benefits of office insurance:

  • ✔ Business disruption:
      Protects your business, if your office premises gets destroyed or damaged, leading to the business carried out at the set premises being either interrupted or interfered with.
      The insurance will cover against:
    • Loss of Gross Profit
    • Increased running costs
    • Loss of rent receivable during the insured period
  • ✔ Employers Liability:
      Protects your business from liability claims made by employee’s, for injury, disease or death that happen during their employment.
  • ✔ Public Liability:
      Cover for injury or damage to third parties such as clients, visitors and guests at your office.   The public liability would cover your company against claims should an accident occur to one of them.
  • ✔ Buildings:
      Covers your premises against damage the standard perils fire, lighting, explosion, aircraft, earthquake, flood, storm, theft, impact of a vehicle, riot, strike or civil commotion.
  • ✔ Goods In Transit:
      Cover for your goods against theft or damage whilst they are being transported. 

Benefits table

Buildings & Contents Full Perils Excluding Accidental Damage and, subject to certain subject to certain exclusions.
Fire Brigade Attendance Fees €10,000
Breakage of Glass €5,000
Goods in Transit in own vehicle €5,000
Loss Of Money €5,000 on the premises during business hours in a safe, or €500 out of safe, outside of hours
€250,000 crossed cheques and non negotiable monies
€500 in €500 out of safe outside of hours
Specified Business Items All Risk Optional Cover, Max Single Article Limit €1500.
Anywhere in the Rep of Ireland & UK.
Business Interruption 12 months indemnity period
Extensions to B.I. Denial of access.
Disease, infestation and defective sanitation.
Public Utilities.
Computer Breakdown Breakdown of Computer Cover €5,000
Increased in Cost of Working €50,000
Reinstatement of Data €10,000
Employers Liability €13,500,000
Public Liability €6,500,000
Products Liability €6,500,000
Maximum policy excess: €250 (some lower excess amounts apply to some sections)

This Retail product has been arranged by Optis Insurances Limited and comprises of two separates policies. 

(1) Material Damage from Contessa Ltd on behalf of Great Lakes Reinsurances UK PLC.
(2) Combined Liability from Amlin Insurance Services


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This document is a summary of the cover and benefits offered by the Optis Compact Retailer combined insurance policy. Some of the limits shown above are inner limits within a section of the policy, and exclusions and terms and conditions apply. This document does not form part of your insurance contract and is strictly for informational purposes only. For full details of cover, exclusions and terms and conditions please refer to your schedule and policy wording, Optis Insurances Limited t/a Optis Insurance is regulated by the Central Bank of Ireland.